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Modeled fair value
USO · US Crude Oil
-1.8Expensive
30507090110130150170FAIRMARKET
P10–P90P25–P75Median fair valueToday's market price = 100

Today’s price sits at the 79.8th percentile of modeled fair value — 20% of modeled scenarios put fair value above the market.

Axis widened to 30–170 to show the full modeled range; the published renderer axis of 50–170 would clip this distribution’s tails.

Median fair value
87.0
index, market = 100
Upside to median
-13.0%
Last close
$148.33
2026-09-25
Confidence
moderate-high
77/100
Modeled returns

Return distributions, not point forecasts

Percentiles describe the spread of scenario outcomes under the stated method. The width of the range carries as much information as the midpoint.

One year

modeled
P90
+22.0%
P75
+9.0%
Median
-5.5%
P25
-18.0%
P10
-32.0%

41% of modeled scenarios end positive.

Blend of a commodity sleeve converging partway toward the official 2027 Brent average of 74 dollars from a 2026 average of 91, with additional roll cost for front-month futures vehicles, and a producer-equity sleeve earning a roughly 3.3% dividend yield with volume growth offsetting part of the price decline. The commodity sleeve is modeled near -12% and the producer sleeve near +2%. The distribution is modeled, not a calibrated probability statement.

Three years, annualised

modeled
P90
+11.5%
P75
+5.5%
Median
-1.5%
P25
-8.0%
P10
-16.0%

Crude settling toward a marginal-cost-plus-return level in the low to mid seventies with US production rising to 14.3 million barrels per day, natural gas easing on record production, partly offset by producer free cash flow and distributions.

Against the Treasury hurdle

1y Treasury
4.50%
Expected excess
-10.0%
Basis
direct

Modeled one-year expected median return of -5.5% less the 4.50% one-year Treasury par yield gives a negative expected edge of 10.0 percentage points, the widest negative edge in this report. On this evidence the one-year Treasury offers a materially better expected return with far lower uncertainty, and that should be stated plainly.

Instruments

5 in this asset class

SymbolValuationFair valueLast close1y modeled
USO
US Crude Oil
-1.8Expensive87.0$148.33-5.5%
BNO
Brent Crude Oil
-1.8Expensive87.0$59.65-5.5%
UNG
Natural Gas
—Unavailable—$11.13—
XLE
US Energy Sector
—Unavailable—$62.04—
XOP
Oil and Gas Producers
—Unavailable—$181.50—