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Modeled fair value
USO · US Crude Oil
-2.1Expensive
20406080100120140160FAIRMARKET
P10–P90P25–P75Median fair valueToday's market price = 100

Today’s price sits at the 85.0th percentile of modeled fair value — 15% of modeled scenarios put fair value above the market.

Axis widened to 20–160 to show the full modeled range; the published renderer axis of 40–160 would clip this distribution’s tails.

Median fair value
82.9
index, market = 100
Upside to median
-17.2%
Last close
$148.33
2026-09-25
Confidence
moderate-high
71/100
Modeled returns

Return distributions, not point forecasts

Percentiles describe the spread of scenario outcomes under the stated method. The width of the range carries as much information as the midpoint.

One year

modeled
P90
+24.0%
P75
+10.0%
Median
-6.0%
P25
-19.0%
P10
-34.0%

38% of modeled scenarios end positive.

Blended commodity and producer-equity distribution: the official and independent forward price paths applied to the front-month benchmark including positive roll yield from the current backwardation, combined with producer free-cash-flow valuation at a range of realised strip prices.

Three years, annualised

modeled
P90
+11.0%
P75
+5.0%
Median
-2.0%
P25
-8.0%
P10
-16.0%

Three-year path anchored on the published quarterly forward balance through 2027 and on marginal production cost thereafter, with roll yield modelled separately from spot price change.

Against the Treasury hurdle

1y Treasury
4.50%
Expected excess
-10.5%
Basis
proxy

The modelled one-year median return is more than ten percentage points below the guaranteed 1-year Treasury yield. The commodity leg is currently priced above both the official and the independent forward supply-demand balance.

Instruments

5 in this asset class

SymbolValuationFair valueLast close1y modeled
UNG
Natural Gas
+0.5Somewhat cheap104.0$11.13+6.0%
XLE
US Energy Sector
-0.9Somewhat expensive93.0$62.04+2.0%
XOP
Oil and Gas Producers
-1.6Expensive88.0$181.50-1.0%
USO
US Crude Oil
-2.1Expensive82.9$148.33-6.0%
BNO
Brent Crude Oil
-2.3Exceptionally expensive80.0$59.65-8.0%