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Metals

Data cutoff
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Modeled fair value
GLD · Gold
-0.7Somewhat expensive
507090110130150170FAIRMARKET
P10–P90P25–P75Median fair valueToday's market price = 100

Today’s price sits at the 61.9th percentile of modeled fair value — 38% of modeled scenarios put fair value above the market.

Median fair value
96.0
index, market = 100
Upside to median
-4.0%
Last close
$393.41
2026-09-25
Confidence
moderate-high
75/100
Modeled returns

Return distributions, not point forecasts

Percentiles describe the spread of scenario outcomes under the stated method. The width of the range carries as much information as the midpoint.

One year

modeled
P90
+24.0%
P75
+14.0%
Median
+3.2%
P25
-7.0%
P10
-19.0%

58% of modeled scenarios end positive.

Partial real-price normalisation as a drag, offset by expected inflation near 2.34%, continued official-sector demand, and free cash flow from the mining-equity sleeve. Gold and the other metals generate no income, so there is no carry term to support the median. The distribution is modeled, not a calibrated probability statement.

Three years, annualised

modeled
P90
+12.5%
P75
+8.0%
Median
+3.0%
P25
-1.5%
P10
-7.5%

Real price drifting modestly lower from an all-time high against a 2.34% expected inflation rate, with structural official-sector demand preventing the full reversion the historical real-yield relationship would imply.

Against the Treasury hurdle

1y Treasury
4.50%
Expected excess
-1.3%
Basis
direct

Modeled one-year expected median return of 3.2% less the 4.50% one-year Treasury par yield gives a negative expected edge of 1.3 percentage points. On this evidence the one-year Treasury offers a higher expected return than this asset class with materially lower uncertainty, and that should be stated plainly.

Instruments

7 in this asset class

SymbolValuationFair valueLast close1y modeled
GLD
Gold
-0.7Somewhat expensive96.0$393.41+3.2%
SLV
Silver
—Unavailable—$58.14—
PPLT
Platinum
—Unavailable—$16.09—
CPER
Copper
—Unavailable—$40.61—
DBB
Base Metals
—Unavailable—$25.93—
GDX
Gold Miners
—Unavailable—$92.87—
PICK
Global Metals and Mining
—Unavailable—$61.14—