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Metals

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Modeled fair value
GLD · Gold
-0.4Somewhat expensive
507090110130150170FAIRMARKET
P10–P90P25–P75Median fair valueToday's market price = 100

Today’s price sits at the 56.5th percentile of modeled fair value — 37% of modeled scenarios put fair value above the market.

Median fair value
97.0
index, market = 100
Upside to median
-3.0%
Last close
$391.69
2026-09-24
Confidence
moderate-high
68/100
Modeled returns

Return distributions, not point forecasts

Percentiles describe the spread of scenario outcomes under the stated method. The width of the range carries as much information as the midpoint.

One year

modeled
P90
+23.0%
P75
+14.0%
Median
+4.0%
P25
-6.0%
P10
-19.0%

60% of modeled scenarios end positive.

Price-only total return for a non-cash-flow asset, with storage and expense carry treated as a small negative. Scenarios span continued record official-sector accumulation against the drag from a 2.85% 10-year real yield at its ten-year high.

Three years, annualised

modeled
P90
+14.5%
P75
+9.5%
Median
+3.5%
P25
-2.0%
P10
-9.0%

Three-year annualised price return anchored on the real gold price versus real-yield relationship with partial normalisation, plus a structural official-sector demand offset. No cash-flow compounding is available, which is why the three-year range does not narrow the way it does for bonds or equities.

Against the Treasury hurdle

1y Treasury
4.51%
Expected excess
-0.5%
Basis
direct

Modeled one-year return is slightly below the 4.51% one-year Treasury par yield. On a pure risk-and-reward basis the Treasury currently offers a competitive expected return with materially less uncertainty; gold's case here is diversification, not expected return.

Instruments

7 in this asset class

SymbolValuationFair valueLast close1y modeled
GLD
Gold
-0.4Somewhat expensive97.0$391.69+4.0%
GDX
Gold Miners
+0.4Somewhat cheap105.0$92.35+7.0%
PICK
Global Metals and Mining
-0.2Fair98.0$60.80+4.5%
DBB
Base Metals
-0.7Somewhat expensive92.0$25.93+0.5%
CPER
Copper
-0.8Somewhat expensive91.0$40.650.0%
PPLT
Platinum
-1.0Somewhat expensive88.0$15.90+1.0%
SLV
Silver
-1.4Expensive82.0$57.62-2.0%