Q2 FY26 · Ended Jun 30, 2026 · View SEC filing
Smaller credit charges, not revenue, lifted profit
With revenue flat and expenses up 4.47%, the lower provision is what kept pre-tax income rising.
For investorsWhat the spread depends on from here
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Interest earned fell, but interest paid fell faster, so net interest income still rose 1.43%.
Regions sold lower-yielding bonds at a loss to buy higher-yielding ones, and debt-security interest rose to $305 million.
Deposit service charges and wealth fees rose, adding income to a spread lender that does not depend on rates.
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Business Lens describes Regions Financial Corporation from its own filings with the SEC. It is not a view on its shares, a target, or advice to buy, sell or hold anything; figures are as filed and may be restated by the company later. The filing is linked above.
