Q3 FY26 · Ended Jun 30, 2026 · View SEC filing
One product line out-earns the whole company
Scores segment profit alone exceeds total operating income, so the credit score business by itself covers every central cost.
For investorsHow much of FICO's growth rests on the mortgage score price?
For foundersBecoming the standard: how a reference product earns its price
The filing credits a higher mortgage score price, and with cost of revenues flat, most of the added revenue reached operating income.
Platform customers lift spending sharply while non-platform customers pull back, so Software revenue barely grows and its margin slipped.
Interest rose faster than operating income, so net income grew more slowly, while fewer shares still lifted earnings per share.
Unlock the financial breakdown, competitive insights, historical trends and founder playbook, plus research across the company library.
Free CXProWealth membership required
Business Lens describes Fair Isaac from its own filings with the SEC. It is not a view on its shares, a target, or advice to buy, sell or hold anything; figures are as filed and may be restated by the company later. The filing is linked above.
