Q3 FY26 · Ended Sep 30, 2026 · View SEC filing
Employment data, not credit reports, earns most profit
Workforce Solutions brings 41.0% of revenue but earns more segment profit than the credit bureau and International combined.
For investorsWhat Workforce Solutions' profit depends on from here
For foundersThe contributory data playbook behind Verification Services
Operating income grew 34.4% on revenue up 9.6%, helped by a prior-year severance charge falling out of the comparison.
Depreciation and amortization exceed new capital spending, so free cash flow is twice net income, yet flat on last year.
Payroll records from employers are sold back as verifications, and Employer Services gives those employers a reason to stay.
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Business Lens describes Equifax from its own filings with the SEC. It is not a view on its shares, a target, or advice to buy, sell or hold anything; figures are as filed and may be restated by the company later. The filing is linked above.
