Q2 FY26 · Ended Jun 30, 2026 · View SEC filing
Revenue grew three times as fast as costs
Each added dollar of revenue carried little added cost, so pre-tax income rose to $8.0B from $5.2B.
For investorsHow much of the quarter's operating leverage can repeat?
For foundersWhy owning a client's daily cash flows beats winning its loans
Net interest income grew 12.9% because the cost of deposits and borrowings slipped while asset income kept climbing.
Per-share earnings rose faster than net income, because the average share count fell to 1.70 billion from 1.86 billion.
Services sits inside companies' daily payments, so the balances they leave between payments fund the bank at low cost.
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Business Lens describes Citigroup from its own filings with the SEC. It is not a view on its shares, a target, or advice to buy, sell or hold anything; figures are as filed and may be restated by the company later. The filing is linked above.
